WE ARE PAAC Group

Public Adjusters,

Attorneys,

Appraisals,

Construction and Design

PAAC Group provides Canadian policyholders a no-cost, no-risk, one-stop property damage service solution.
PAAC Group provides Canadian policyholders a no-cost, no-risk, one-stop property damage service solution.

Canada’s first one-stop service solution.

We provide a no risk, one-stop service solutions for ALL your property insurance claim needs, with a no cost option for all Policyholders. We are the only Canadian company with the ability to respond to any location with any of our services.


If this sounds too good to be true, call PAAC Group to understand our multiple options and no-cost solution for your property claim requirements.

647-725-9648 | info@pa-ac.ca

What we do

PAAC Group provides Canadian policyholders a no-cost, no-risk, one-stop service solution to settle any insurance claim for any physical damage to your home of business.


  • No-cost and no-risk public adjusting service
  • Review your insurance policy
  • Ensure that your coverage responds to the causation of the loss
  • Control the claims process
  • Prepare assessments and proposals of all damages
  • Complete all emergency and repairs at no- cost and no-risk
  • Handle all communication with your insurer and their agents
  • Attend appraisals if required
  • Save money on legal costs if required
  • Finalize your settlement faster

Hiring PAAC Group means you will have a team of experts from all disciplines on your side throughout the claims process to protect your biggest investment, your home or business.

Our one-stop service team

We are PAAC Group

Mike Porter
Mike Porter, President

BComm, CCPAG, WRT, FSRT

  • Partner of PAAC Group as President
  • Over 22 years of experience in the property insurance industry for both commercial and residential losses.
  • Owner of MPRC for the last 12 years – helping policyholders to establish causation and the extent of damages caused by an insured peril. MPRC also provided appraisal services for policyholders who used the appraisal process to resolve value disputes with their insurance company.
  • I spent over 9 years as a senior project manager for Belfor and Strone Restoration – which afforded me the experience and knowledge of how insurers can use preferred vendors to minimize their exposure.
Rick Howard
Rick Howard, Senior Public Adjuster

CIP, FSRT, WRST, WRT

  • Senior Public Adjuster (CIP) for PAAC Group – licensed in Ontario and Alberta
  • Owner of Indemnity Canada Inc. a leading public adjusting firm in Canada
  • Public Adjuster for many policyholders in the Fort McMurray wildfires
  • Appraiser for Policyholders via the dispute resolution process in Alberta and the appraisal process in Ontario as outlined in statutory condition #11
  • Previously worked as a licensed adjuster for AVIVA, Crawford & Company, Santucci & Higgins, Custard Insurance Adjusters, Miller & Associates, Norfolk Mutual and Peel Maryborough Mutual
  • Previously owner of Howard & Associates and Automated Adjustment Services of Canada
John Morrison
John Morrison, VP of Construction

FRT, WRT, FSRT

  • Partner of PAAC Group as VP of Construction
  • 25 yrs as Owner and Operator of Gleneagles contracting – employing over 15 people
  • 38 years construction experience in residential and commercial work – starting in Scotland
  • Over 25 years of Insurance Restoration work for a variety of insurers
Tony Rower
Tony Rowe, Senior Project Manager

AMRT, WRT, ASD, FRT, OCT, FSRT

  • 15 years as a senior project manager in the insurance restoration industry
  • IICRC Certifications – AMRT, WRT, ASD, FRT and OCT
  • Over 36 years of residential and commercial construction experience
  • Over 9 years of project manager experience working for preferred vendors for insurance companies
  • Certified as a carpenter and joiner, London Institute of City and Guild
Tony Rower
Rob Ellis, Senior Estimator

FSRT, WRT

  • 10 years of residential and commercial construction estimating
  • Over 7 years of attending insurance appraisals as an expert witness in construction.
  • Over 20 years of construction management
  • Over 35 years of construction experience in residential and commercial
  • Previously partner in a plumbing company that specialized in residential and commercial work for 7yrs
  • Carpenter, plumbing, drywall, painting, stone mason and landscaping experience
Lisa Fratepietro
Lisa Fratepietro, Accounts Receivable & Payables

BSc

  • 5 years – Accounts Payable/ Receivable for construction companies
  • 8 years – Executive Admin support for Unity Health Toronto
  • 4 years – Project Coordinator/ Accounts receivable for Belfor Property Restoration
  • 17 years – Sales and Catering Manager for Toronto high-end hotels
Tony Rower
Catherine Morrison, Office Manager
  • 12 years as office manager for construction companies
  • 7 years of account payable for Brooks Restoration
  • 8 years at TD Bank, monitoring funds of clients who pre-paid their funeral and real estate
  • 10 years as manager for Marks and Spencer’s in Toronto, Managing 40 staff, inventory, payroll and loss prevention
  • 3 years working for the OPP and Toronto Police services as receptionist
Public Adjusters and Property Insurance Attorneys

Our team can help you

Call PAAC Group to better understand our no-cost, no risk, one stop solution for all your property insurance claim needs.

647-725-9648

Contact PAAC Group to get started!