When your claim is resolved and the funding is in place, we restore your property or help you cash settle.
Resolve your claim. Restore your property or cash settle.
Your loss – Our expertise – Your recovery
From loss to recovery – Always on the policyholder’s side.
How PAAC helps you recover
-
Protect your property
Prevent further damage and preserve the evidence needed to support your claim.
-
Prove the amount of loss
Establish the full extent of damage and the cost to repair or replace.
-
Resolve your claim
Resolve disputes, establish your entitlement and secure the funding needed for recovery.
-
Rebuild or Cash Settle
Rebuild your property with PAAC or choose a cash settlement.
ResolveYour claimFaster.
Our integrated construction and independent public adjusting model establishes your loss and advances settlement negotiations simultaneously — reducing delays and moving your claim toward resolution faster.
Restore your property.Return home sooner.
Because PAAC establishes your restoration scope and costs during the claims process, we’re ready to begin reconstruction once funding is secured — eliminating duplication and helping you return home sooner.
Faster claim resolution.Higher recovery.
Our integrated construction, claims and legal expertise helps policyholders establish the full Amount of Loss, resolve disputes, maximize recovery and move forward with confidence.
Real claim examples.Real results.
Every loss is different. Here are examples of how our expertise helped homeowners and businesses establish the proper valuation for their property loss.
-
Residential water loss
Alberta
- Initial insurer valuation
- $36,000
- PAAC-supported settlement valuation
- $280,000
Increase$244,000(678%)PAAC was retained to assist in establishing the full extent of the property damage and the appropriate cost of restoration.
-
Residential fire loss
Toronto, ON
- Initial insurer estimate
- $350,000
- Final amount of loss
- $750,000
Increase$400,000(114%)Complete structural repair, code upgrades and contents.
-
Commercial property loss
Ontario
- Initial insurer estimate
- $1,200,000
- Final amount of loss
- $3,850,000
Increase$2,650,000(221%)Extensive structural repairs, building envelope, mechanical systems and business interruption support.
Maximize your recovery.Minimize your out-of-pocket costs.
Our integrated approach provides both a financial advantage and the certainty that the established valuation can be completed by our construction team.
-
Reduce the contingency fee shortfall
When you choose PAAC for reconstruction, we may contribute towards independent public adjusting fees, helping to reduce and potentially eliminate the resulting out-of-pocket expense.
-
We stand behind our valuation
We don’t just establish the cost of restoration. We’re prepared to complete the work for the price we’ve established, giving you greater certainty.
-
Flexible options
Prefer a cash settlement? Our contingency fees are based on Actual Cash Value (ACV), not Replacement Cost Value (RCV), helping you retain more of your settlement.
Integrated expertise for a better outcome.
Four areas of expertise. One coordinated approach. Always on your side.
Real people. Real results.
-
“PAAC made a very stressful situation so much easier. They dealt with the insurance company, helped us get a significantly higher settlement and our home is now fully restored.”
HomeownerToronto, ON
-
“Professional, knowledgeable and committed. They helped us keep moving forward when they promised.”
Business OwnerMississauga, ON
-
“Their construction expertise made the difference. PAAC identified what the insurer missed and we received the funds needed to properly restore our property.”
HomeownerKawartha Lakes, ON
Ready to resolve your claim?
Whether you’re dealing with a new property loss, an undervalued claim or a stalled reconstruction, PAAC Group can help you move forward.
From Loss to Recovery.Always on the Policyholder’s Side.