You are not alone.
We provide a no risk, one-stop service solutions for ALL your property insurance claim needs, with a no cost option for all Policyholders.
If this sounds too good to be true, call PAAC Group to understand our multiple options and no-cost solution for your property claim requirements.
647-725-9648 | info@pa-ac.ca
PAAC Group Public Adjusters remove the burden of proving and presenting your claim
Like the lawyers who represent you in court – Public Adjusters represent you when communicating and presenting your claim to your insurance company.
Our team will inspect your property, review your policy and handle all communications with your insurance company.
Our Public Adjusters are fluent in commercial and residential insurance policy language and will represent you throughout the claims process.
We work exclusively for you and are committed to settling your claim in the shortest amount of time.
Hiring PAAC Group means you’ll have a team of in-house experts including public adjusters, attorneys, and contractors on your side throughout your claim process.
Types of property claims
Fire / Smoke
Water
Storm
Structural
PAAC Group specializes in
Commercial Claims
Residential Claims
PAAC Group Public Adjusters protect your financial interests
For most people their home and or business is their biggest investment.
So why would anyone try to navigate the complexities of a legal contract and process that is weighted in favor of the insurer without representation to protect their biggest investment?
No two homes or businesses are the same, there is no cookie cutter process that works for property claims – each property claim is unique and with their own complexities.
At PAAC Group, we offer our clients the most comprehensive service by having our team of experienced professionals — including Public Adjusters, Attorneys, and Contractors — work collaboratively to settle your claim
Don’t be a Victim of Insurance MISCONCEPTIONS
Insurance companies’ advertising has created a false misconception that it is the insurance companies’ responsibility to prove and complete the repairs for policyholders.
Most policyholders are not aware of their contractual obligation to prove their claim– that is why so many property insurance claims are settled for far less than what was damaged or destroyed.
It is the policyholders (both homeowners and business owners) RESPONSIBILITY to prove their claim NOT their insurance company as per the contractual statutory requirement of every policyholder’s contract.
Policyholders are not aware that it is their contractual statutory RIGHT to retain the company of choice to help prove and quantify their property loss as well as complete the repairs.
The insurance company Responsibilities is to assess, adjust and pay the claim – that is it.
The insurance companies have the Right of access to the insured property to assess, adjust and estimate the damages – that is it.
Your insurer does not have the responsibility to repair or replace your building, contents, equipment or stock – their only responsibility is to pay the loss.
Your insurer does not have the right to force you to use one of their loyal preferred vendors to assess or repair your building, contents, equipment and or stock. Retaining one of these loyal preferred vendors would be considered a conflict of interest.
Your insurance Company states that they provide a warranty if an insured uses their preferred vendors – but the insurance companies never:
- produces a written copy of the warranty
- explain how they will compensate you if the preferred vendor causes secondary damages
- explain how they will warranty the workmanship of a company that you no longer want on your premises
Our Public Adjusting fees
As public adjusters we have developed a no-cost option to prevent a shortfall in your claim settlement.
Insurance is an indemnity contract which does not allow for a policyholder to profit from a loss.
There are many checks and balances to prevent inflated negotiations and or over payment of a property claim settlement.
Our competition charges contingency fees, flat rates or hourly rates to negotiate a settlement. These fees are usually subtracted from your settlement dollars, leaving you with an out-of-pocket shortfall of money to repair or replace your building, contents, equipment and or stock.
Our Public Adjusters can help you
Call PAAC Group to better understand our no-cost, no risk, one stop solution for all your property insurance claim needs.