Protecting Your Biggest Investment After a Major Loss
Major fire, water, and structural losses create a complex recovery process most policyholders aren’t prepared for. PAAC protects homeowners and business owners by coordinating construction and advocacy together, ensuring the rebuild and the claim stay aligned from day one.
Our Mission: Level the Playing Field for Policyholders
Insurers control the estimating platform, vendor networks, and process. Policyholders carry the responsibility to choose their team, document the damage, and prove the loss. Our mission is to bring expertise, independence, and construction-led advocacy to protect policyholders and restore fairness.
Our Story: Built for Large-Loss Claims
PAAC was founded after seeing large-loss files consistently under-scoped, delayed, or mismanaged due to missing documentation and inadequate construction assessment. We created an integrated model so policyholders have one coordinated partner — not fragmented services.
Why PAAC Exists: Closing the Gap Between Advertising and Reality
Insurers advertise a seamless, “start-to-finish” experience. But the policy requires you to manage repairs and prove the loss. This gap leaves policyholders vulnerable to reduced scopes, delays, and unnecessary out-of-pocket costs. PAAC was created to ensure losses are properly documented, accurately valued, and professionally rebuilt.
Our Values
Independence
Transparency
Expertise
Quality
Accountability
We work only for policyholders — never insurers — and stand behind the accuracy of our documentation and the quality of our rebuilds.
Our Impact: One Partner. Four Licensed Pillars.
PAAC integrates construction, adjusting, appraisal, and legal support into one recovery system:
- Construction & Restoration: Senior-led remediation and rebuilds.
- Public Adjusting: Full-scope documentation and negotiation.
- Appraisal: Independent valuation when disputes arise.
- Legal Support: Coverage and entitlement protection.
Case-Proven Results:
- Fire Loss: Denial reversed → $750,000 settlement
- Water Loss: Insurer offered $60,000 → Appraisal awarded $216,000 + limits
- Aylmer Fire: Insurer estimate $340,000 → PAAC scope $1.32M, full rebuild delivered
Our Promise
We promise to protect your entitlement, rebuild your property properly, and manage the entire recovery process with one senior-led team.
When PAAC rebuilds, advocacy comes at no added cost — giving policyholders the strongest possible outcome with complete independence from insurer networks.