Property Damage Restoration in Ontario

Under Ontario law, you—not your insurer—must prove and mitigate your loss. That’s why PAAC provides construction-led restoration with advocacy in parallel, ensuring the claim supports the correct scope and pre-loss repairs at no cost when we complete your restoration.

24 / 7 Emergency Response

Public Adjuster Fees Covered

Policyholder-Only Contractor

Complete Restoration Services

Fire & Smoke

Emergency board-up, soot and odor removal, full rebuilds, and complete claim documentation — everything required for a compliant and full recovery.

Water Damage

Fast extraction, drying, and mold prevention for homes and businesses, with full documentation included to prevent insurer delays or disputes.

Storm & Weather

Immediate tarping, debris removal, and structural repairs are completed quickly — with Public Adjuster fees fully covered whenever we restore.

Full Reconstruction

Full reconstruction completed to Ontario Building Code standards, delivering a result that is stronger, safer, and better than before – with full documentation included.

Woman visibly frustrated with her insurance company
Woman frustrated with her insurance company

Why Choose PAAC Group?

Most policyholders assume insurers handle everything. In reality, the law requires you to prove your loss — and failing to do so can limit payment.

PAAC removes that risk. We handle evidence, estimates, and advocacy so your claim is proven, compliant, and paid fairly.

  • You stay protected under the Insurance Act

  • No cost for advocacy when we rebuild
  • Transparent pricing and independent representation

  • No waiting. No stress. No compromise.

Insurance delays shouldn’t stop your recovery. PAAC’s financing partners provide immediate funds so your rebuild starts now — not when your insurer approves payment.

Your Next Steps

1

Stay safe, avoid hazards, and keep others clear of the affected area at all times.

2

Document all damage thoroughly — photos and videos are extremely helpful.

3

Call PAAC. We secure the site, document the loss, and manage your claim.

Protect Your Rights & Property – Start Here

Insurance doesn’t end with a cheque. True recovery means your property is restored, your rights protected, and your costs controlled.