Storm Damage Restoration & Structural Recovery

The only firm that exposes hidden storm damage, proves the full loss, rebuilds and advocates settlement — all in one coordinated system.

Why Storm Damage Gets Under-Scoped

Storm losses are frequently minimized because much of the damage is not visible without exposure. Insurer vendors focus on surface repairs, leaving deeper issues undocumented.

Common under-scoped storm impacts include:

  • Roof and truss movement
  • Hidden water penetration into walls and cavities
  • Compromised structural framing
  • Window, flashing, and envelope failures
  • Electrical and mechanical system exposure
  • Insulation saturation and mould risk

If these issues are not uncovered immediately, the insurer anchors the claim low — and the rebuild becomes improperly funded. PAAC prevents this by running construction and advocacy in parallel from day one.

The PAAC Difference: One Team for Storm Recovery

PAAC is the only firm that combines:

This system ensures your storm claim reflects the true, full cost of repairing structural, mechanical, and envelope damage — not the minimized version preferred vendors submit.

PAAC only advocates scopes and costs that we are prepared to complete ourselves. Retaining PAAC to complete the rebuild avoids third-party execution challenges by maintaining a single point of accountability.

The PAAC Storm Damage Process

1

Emergency Stabilization & Protection

We secure the structure, roof, envelope, and openings to prevent further water intrusion or collapse.

2

Structural & Envelope Exposure

PAAC performs targeted demolition and inspection to identify the true extent of damage to framing, trusses, sheathing, insulation, windows, doors, and flashing.

3

Moisture & Environmental Assessment

Thermal imaging, moisture mapping, and cavity exposure ensure no hidden water remains.

4

Full Loss Documentation

We compile a Comprehensive Repair Overview (CRO) with – this becomes the settlement foundation.

5

Settlement Alignment & Advocacy

PAAC ensures the settlement matches the real repair scope — escalating through negotiation, appraisal, or legal partners if needed.

6

Code-Compliant Repairs & Rebuild

PAAC completes the structural and finishing work to the verified scope, not insurer-minimized shortcuts.

Case-Proven Storm Recovery Results

Storm damage is rarely surface level. PAAC proves the real loss and secures the rebuild your property actually needs.

Bowmanville – Derecho Storm (Residential)

  • Insurer valued only the direct visible damage at $40K.
  • PAAC exposed the full structural, siding, metal roof, and interior impact — proving $210K.
  • Outcome: Full replacement funded.

Toronto – Severe Rains (Commercial)

  • Insurer vendors dried surfaces only, estimating $150K.
  • PAAC exposed hidden saturation and electrical compromise, proving $320K.
  • Outcome: Proper rebuild funded — no out-of-pocket variance.

Why Policyholders Choose PAAC Group

  • We uncover hidden structural and envelope damage insurers miss.
  • We prove the loss using construction evidence insurers must accept.
  • We deliver a proper CRO – ensuring a settlement that supports a proper rebuild.
  • We stop insurer shortcuts by working outside the insurance false market.
  • Advocacy fees are included when PAAC rebuilds.

PAAC protects your entitlement and rebuilds your property based on the actual storm damage — not the adjuster’s minimized estimate.

Frequently Asked Questions

Why is storm damage often under-scoped?

Because much of the damage is hidden within framing, cavities, and mechanical systems. Insurer vendors rarely expose these areas.

Yes — but we work independently. Your policy makes you responsible for proving the loss, not the insurer. PAAC provides the construction evidence to do that.

CRO stands for Comprehensive Repair Overview.

It is PAAC’s full construction-based loss document that proves the complete scope of damage using evidence, destructive testing, structural findings, code requirements and photos. The CRO becomes the foundation for the insurance settlement and ensures the rebuild is properly funded.

Yes. PAAC is the only firm that proves and rebuilds storm losses in one system — with advocacy built in.

Yes, when PAAC completes the rebuild.

We expose and document the full impact so the settlement reflects real repair requirements — your policy puts the burden on you, not the insurer, to prove the loss.

Secure a Proper, Code-Compliant Storm Rebuild

Storm losses hide structural and moisture damage insurers miss. PAAC proves the full storm loss — and completes the rebuild based on that proof.