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  • Commercial Business Fire Insurance Claim Help and Support
    Gallery
    Fire, Smoke & Environmental Damage

Commercial Business Fire Insurance Claim Help and Support

By paacgroup|Fire, Smoke & Environmental Damage|

Need Help With a Fire Claim for Your Business? What Business Owners Must Know A fire at a business [...]

  • Residential Homeowner Fire Insurance Claim Help and Support
    Gallery
    Fire, Smoke & Environmental Damage

Residential Homeowner Fire Insurance Claim Help and Support

By paacgroup|Fire, Smoke & Environmental Damage|

Need Help With a Fire Claim to Your Home? What Homeowners Need to Know If your home has suffered [...]

  • Licensed property insurance claims adjuster
    When Contingency Fees Make Sense
    Gallery
    Policyholder Strategy & Claim Outcomes

When Contingency Fees Make Sense

By paacgroup|Policyholder Strategy & Claim Outcomes|

When Contingency Fees Make Sense - Residential & Commercial Guide Understanding the rare situations where percentage-based billing is reasonable. [...]

  • Contingency Fees vs Hourly and Flat Rates
    Gallery
    Policyholder Strategy & Claim Outcomes

Contingency Fees vs Hourly and Flat Rates

By paacgroup|Policyholder Strategy & Claim Outcomes|

Contingency Fees vs. Hourly & Flat Rates: What Property Owners Need to Know Before Hiring a Claims Professional When [...]

  • Insurance Advances & Mitigation Canada
    How Insurers Use Preferred Contractors and Xactimate to Control Your Claim
    Gallery
    Claims Practices & Industry Conduct

How Insurers Use Preferred Contractors and Xactimate to Control Your Claim

By paacgroup|Claims Practices & Industry Conduct|

The Hidden System Behind Every Insurance Estimate When your home suffers damage, your insurer likely sends a “preferred contractor” [...]

  • The False Market of Xactimate and Insurer Margins
    The Double Standard – Why Home Insurers Pay Their Vendors Without Proof
    Gallery
    Claims Practices & Industry Conduct

The Double Standard – Why Home Insurers Pay Their Vendors Without Proof

By paacgroup|Claims Practices & Industry Conduct|

The Hidden Hypocrisy in Claims Handling When disaster strikes, policyholders are told to follow the rules — submit a [...]

  • The truth about home insurance advertising in Canada
    The Truth About Insurer Ads: “We’ll Take Care of Everything” – What They Don’t Tell You
    Gallery
    Claims Practices & Industry Conduct

The Truth About Insurer Ads: “We’ll Take Care of Everything” – What They Don’t Tell You

By paacgroup|Claims Practices & Industry Conduct|

The Comforting Promise That Costs You Control After a fire, flood, or storm, your insurer’s message sounds comforting: “Don’t [...]

  • Insurance Advances & Mitigation Canada
    Insurance Advances and Mitigation: Why You Shouldn’t Have to Pay First
    Gallery
    Policyholder Strategy & Claim Outcomes

Insurance Advances and Mitigation: Why You Shouldn’t Have to Pay First

By paacgroup|Policyholder Strategy & Claim Outcomes|

When the Burden Shifts Unfairly After a property loss, insurers often remind policyholders of their duty to “mitigate damages” [...]

  • The Truth About the Contract: What Really Governs the Insurance Claim Process
    Gallery
    Claims Practices & Industry Conduct

The Truth About the Contract: What Really Governs the Insurance Claim Process

By paacgroup|Claims Practices & Industry Conduct|

The Promise vs. The Paper When you buy insurance, you’re sold reassurance. “We’ll take care of everything.” .... “You’re [...]

  • Appraisal vs Incurred Costs Canada
    Home Insurance Appraisal vs Incurred Costs Canada
    Gallery
    Appraisal & Insurance Law

Home Insurance Appraisal vs Incurred Costs Canada

By paacgroup|Appraisal & Insurance Law|

When the Appraisal Ends — But the Claim Isn’t Over When an appraisal award is issued, most policyholders believe [...]

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Office: 647-725-9648
Email: info@pa-ac.ca

2220 Midland Ave., Unit 61AP
Scarborough, Ontario
M1P 3E6

Disclaimer: PAAC Group is not a licensed public adjusting company and does not directly provide public adjusting services. Our role is to connect property owners with our trusted network of qualified and licensed professionals. This network includes independent, public adjusters, licensed in Ontario, who are responsible for providing all public adjusting services.

© 2026 PAAC Group. All Rights Reserved.
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